Wednesday, December 23, 2009

Can insurance schemes with feudal overtone benefit?


The Preamble to the Constitution of India declares the nation to be a sovereign, socialist, secular, democratic, republic but I am confident that none can have the glimpse of it in the reality. Though this is shameful and I do also feel bitter while stating the same, truth can’t be enshrouded. Perhaps there is no other country where each and every aspect of feudalism reigns with such vigor while remaining under the clout of democracy.

There is, without doubt, no country other than India where posthumous awards or schemes dedicated to departed leaders rule the show. Take for instance Congress General Secretary and budding PM (or Super PM?) Rahul Gandhi. The royal scion (who can dare to be majestic save for him?) launched Rajiv Gandhi Artisans Health Insurance scheme for women associated with self-help groups, bringing his slain father’s charisma yet again to the public.

Inaugurating the scheme in his own constituency launched as an enterprise between the ICICI Bank and Union Textile Ministry, Rahul said free medical treatment of upto Rs 6,000 would be provided to women connected with the SHGs. What shall be the other benefits? Cards will be issued to the beneficiaries under the scheme, which will enable them for free treatment at the Sanjay Gandhi hospital.

There was, if truth be told, a festivity to mark the visit of Congress General Secretary and ten OPD camps were organized on the occasion at Sanjay Gandhi hospital, where free medical examination and treatment was provided to locals. The Congress leader himself, projecting himself as a true leader, inspected the camps and enquired about medical examination and treatment being given to the patients.

What do you envisage then? The insurance scheme had been necessary, it was introduced but we have strong doubts of its application.

No scheme with feudal flavor has been successful thus far. If you fail to accept this and contradict me, I shall be happiest.

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